Differences In Eligibility Requirements For Social Security Disability Benefits And Supplemental Security Income Benefits
Social Security Disability (SSD) and Supplemental Security Income (SSI) are benefit programs provided by the federal government that offer financial support for people with disabilities and their families. While there are similarities between these programs, there are also differences, including differences in eligibility requirements. Applicants must be aware of these differences to succeed in pursuing benefits.
The attorneys at the Law Offices of Daniel Berger are here to help people in New York determine their eligibility for SSD and SSI and guide them through the application process.
Who Is Eligible For SSD?
To be eligible to receive SSD benefits, your employment background must include jobs that Social Security covers and meet the Social Security Administration’s (SSA) criteria for disability. Those criteria are:
- You have a severe disability or medical condition.
- You cannot work – either work you have previously done or a new kind of work – or earn money because of it.
- Your situation is expected to last for at least a year.
There is a list of qualifying conditions available on the SSA’s website.
Some people who don’t meet the above requirements could still receive benefits, for example, people who are blind, surviving spouses, children with disabilities, wounded soldiers and veterans.
Who Is Eligible For SSI?
To be eligible to receive SSI payments, you must:
- Earn less than $1,913 per month
- Have less than $2,000 in vehicles or funds in a bank account if you’re an individual – $3,000 if you’re part of a couple
- Have a disability or medical condition that significantly impedes your ability to function, work or earn money and is expected to last at least a year
If you are over 65 years old, you can qualify for SSI without having a disability.