Are you filing for Social Security Disability Insurance (SSDI)? These benefits could greatly help you if you have a disability. You may be eligible for monthly monetary benefits and health insurance coverage once you’re approved.
When filing for SSDI, you’ll find that you’re required to submit a lot of information. One small misstep could mean your claim is denied – and many disabilities like lupus, depression, anxiety and migraines are notoriously hard to get approved.
What can you do to prevent your claim from being unfairly denied? Here are some tips:
1. Be proactive about your medical information
Social Security will ask you for medical evidence of your disability. Your doctor should be able to provide you with medical records to show that you do have a disability. While a doctor can show that you have medical conditions like lupus, cancer or asthma, you may have to seek a therapist to prove that you have mental conditions like depression, anxiety or bipolar.
Ultimately, since many disabled people have multiple doctors or multiple medical conditions in play, it helps to get the records from all of your doctors. That way, your claim cannot be denied simply because some critical information never makes it to the disability examiner.
2. Be conscientious about returning requests for information
It may take multiple steps before you’ve finished an SSDI claim. You will likely be asked to submit detailed information, including your work history and education. There could be follow-up letters to submit additional information and requests for independent medical examinations at SSA’s expense.
Be prompt about returning letters, answering calls and complying with SSA’s requests for additional information. If you aren’t your claim could be decided without all the information that’s needed – and that won’t likely be in your favor.
If you’re facing an SSDI claim denial, then your life could be seriously impacted. The denial may have been because of a simple mistake, which could be easily resolved. You may need to learn about your legal right to appeal a denial decision.