Fibromyalgia is a chronic condition that causes pain, fatigue and cognitive difficulties. It can significantly affect a person’s ability to work.
Despite this, getting long-term disability (LTD) benefits for fibromyalgia is not always easy. Many applicants face challenges due to the nature of the condition. Here are some key points to consider.
Why disability claims for fibromyalgia may be denied
One of the main hurdles is the lack of clear medical tests. Unlike conditions that can be confirmed through X-rays or blood work, fibromyalgia is diagnosed based on symptoms. This can make it harder to prove how serious the condition is. Insurers may argue that the evidence is not strong enough or that the symptoms are exaggerated.
Another issue is that fibromyalgia symptoms can vary from day to day. A person might feel slightly better one day and worse the next. This inconsistency can lead insurers to question how much the condition truly impacts daily life and work.
Evidence that can strengthen claims
Strong documentation is key to a successful fibromyalgia claim. This includes detailed medical records, regular notes from doctors and statements that explain how symptoms affect daily tasks. Keeping a symptom diary can also help show the long-term impact of the condition.
It is also helpful to have support from doctors. Rheumatologists and other doctors familiar with fibromyalgia can offer detailed reports. These may help explain the condition and how it affects a person’s ability to work.
Fibromyalgia disability claims can be complex. However, with strong, consistent medical evidence and a clear record of symptoms, it is possible to build a watertight case. Seeking legal guidance is also crucial