If you cannot work because of health issues, seeking disability benefits may be good way to ensure that your family’s finances don’t suffer unnecessarily as a result of your situation.
Not all claims for these benefits are approved. Below, you will find the most common conditions approved for these benefits. However, every case is unique. Whether or not your condition is listed below, you may benefit from seeking legal guidance to better ensure that your claim is approved and that it is approved as swiftly as possible.
Musculoskeletal disorders
Musculoskeletal disorders, like fibromyalgia, back pain and arthritis, are among the most prevalent reasons for long-term disability claims. These conditions can significantly impair mobility and functionality, making it challenging to perform job duties.
Mental health disorders
Anxiety, schizophrenia, bipolar disorder and severe depression are increasingly recognized as disabling conditions. These disorders can impact cognitive function, mood regulation and overall daily functioning, potentially rendering individuals unable to sustain employment.
Cancer
Cancer diagnoses often lead to long-term disability claims due to demanding treatment regimens and the physical and emotional toll of the disease. Chemotherapy, radiation therapy and surgeries can cause debilitating side effects that hinder individuals from working.
Neurological disorders
Neurological disorders like Parkinson’s disease, multiple sclerosis and epilepsy can significantly impair motor function, coordination and cognitive abilities. These conditions may progressively worsen over time, making it challenging to maintain employment.
Cardiovascular conditions
Cardiovascular disorders, like congestive heart failure, often limit one’s ability to perform physical tasks. They can also cause fatigue and other debilitating symptoms. Individuals with severe cardiovascular conditions may be unable to perform the duties of their occupation.
While these are some of the most common conditions approved for disability benefits, it’s essential to discuss your condition with a doctor and other professionals to know what benefits you may be entitled to. Knowing the requirements and seeking necessary support should increase the likelihood of submitting a successful claim.